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Okaloosa County Property Tax Calculator

Privacy Policy

Effective September 7, 2026

By using this calculator you agree to the Privacy Policy, Terms of Use, and Disclaimer. We do store what you enter and what you look up, so the tool works and so we can see how residents use it. We do not sell it and we do not advertise with it, and your vote answers are kept apart from your name, email address, street address, and parcel number.

The short version

This tool stores data. It has to: it saves what you looked up so it can email you a PDF, keep your budget report at a link you can come back to, and show us which parts of a local budget residents find hardest to follow.

We keep what you enter and we study it, because the point of building this was to learn how residents actually read a property tax bill. What we will not do is sell it. Not to a campaign, not to a data broker, not to anyone, at any price. That is not a current-policy statement we intend to revisit — it is the condition this was built under.

And if this site is ever bought, your data does not go with it. The buyer starts from an empty database. Nothing you entered here is conveyed, sold, or handed over as part of any sale of the software.

The sections below say exactly what is stored for each thing you can do here, and exactly where we draw the line. If any of it sits wrong with you, we will delete your records — see Deleting your data at the bottom.

What we store, feature by feature

Looking up an address

We query the Okaloosa County Property Appraiser's public records on your behalf and cache the result for a day, so we are not hammering the county's servers. Those public records include the name of the property owner, so if you look up a property, the owner's name is part of what we retrieve. We never ask you for your own name anywhere in this tool.

Emailing yourself the PDF

We store your email address together with the property you looked up: its street address, the owner name shown in the public record, the assessed value, the taxing district, the figures we calculated, and the time you asked. This record has your email on it, so it is not anonymous, and we treat it that way.

The “Balance the budget” exercise

We save the cuts you chose for each taxing district, the revenue gap you were working against, and a snapshot of your tax calculation — which includes the property's street address, parcel number and assessed value — so your report link keeps working when you come back to it. If you give us an email address to send that report to, it is stored on the same record.

The vote questions

Before and after you use the calculator we ask how you would vote on Amendment 3. Your two answers are stored together under a random identifier, along with: the taxable-value band of the property you looked up (for example “$100k–$200k”), the city or unincorporated district it sits in, its 5-digit ZIP code, whether you told us you also own commercial property in Florida, whether you completed, kept current, or skipped the budget exercise (and if you made cuts, which district budget categories and by how much), which of the two exemption phases you looked at, the furthest step you reached, and timestamps. If you pick one or more reasons for your answer, or type one, that is stored on the same record — please do not put personal information in a free-text box.

At the end we ask two optional questions: how many people in your home are registered to vote, and whether anyone else in your home has already used this tool. Both may be skipped, and they are stored as plain numbers on the same anonymous record. We ask because we count households rather than visits, and asking you is the only way we will ever do that — we do not check any of it against the voter roll or any other list.

These records carry no name, no email address, no street address and no parcel number, and they are kept separate from the PDF-email and report records described above.

Renting, or a property that is not your homestead

You may enter an address so we can work out which taxing districts serve you. We keep the district and the 5-digit ZIP, the same as we do for owners, and we do not show you the property owner's name.

Feedback, and keeping the site up

If you send feedback, we store what you wrote. Your IP address is processed briefly by our rate-limiting service to stop one machine from flooding the forms; it is a short-lived counter, not part of your submission record. The email form is protected by Cloudflare Turnstile, which reads technical signals from your browser to tell people apart from bots.

Recognising repeat visits

So that one household filling this in several times is not counted as several households, we store two grouping keys alongside the vote answers. The first is a random identifier kept in your own browser. The second is a one-way key calculated from the parcel number: the parcel number itself is never stored, and the key cannot be turned back into your address or parcel without a separate secret that is not kept with this data and is not available to anyone reading it. These keys let us see that several answers came from the same place. They do not tell us who you are, they are never used to contact anyone, and they are never shared.

What we do with it

Two things.

  • Run the tool. Send the PDF you asked for, keep your report link working, and fix things when they break.
  • Study how the tool is used. Which steps people finish and which they abandon, which budget categories residents cut most often, how answers shift between the first and second vote question, which parts of a local budget are hardest to follow. This is the reason the site exists — a property tax bill is one of the least understood documents most people receive, and we are trying to find out where the understanding breaks down.

That analysis happens here, by us, on our own systems. Anything that comes out of it and goes anywhere else — a report, a briefing, a figure quoted publicly — is summary only: counts, averages and shares across many people. No individual record leaves this site, not a name, an email address, a street address, a parcel number, or one person's answers. If a number could identify a single household, it does not get published.

We do not sell this data, and a sale of the site does not include it

This is the part we want to be unambiguous about, because “free tool collects data” usually ends one of two ways, and neither is this one.

We do not sell it. There is no price. Not to a campaign, a committee, a candidate, a data broker, an advertiser, or a research firm.

And if the software is ever sold or transferred to someone else, your data stays behind. The new owner rebuilds and starts collecting from zero. Whatever they do afterwards is governed by whatever they publish — but it starts with an empty database, and nothing you entered here is part of the transaction.

How it is protected

  • Your browser is never given a database key. Every read and write goes through this site's own server, so there is no key in the page for anyone to lift.
  • Every table is default-deny at the database level. A key that somehow escaped would return nothing.
  • Everything is encrypted in transit.
  • The forms are rate-limited and the email form carries a bot check, so the data stays real rather than filling up with automated junk.
  • Vote answers are stored apart from anything that identifies you, and the key that groups a household is one-way — it cannot be turned back into an address.

No system is perfect and we are not going to claim otherwise. If you find a problem with any of this, email info@saveourhomescalculator.com and we will fix it.

Where we draw the line

  • We do not sell your email, your lookups, or anything else on this site, and we do not share it with advertisers or data brokers.
  • We do not hand your individual records to a campaign, a committee, a candidate, or any other organisation, and we do not include them in a sale of the software. Summary findings only, and only findings that identify nobody.
  • We do not use it for targeted advertising.
  • We do not match anything you do here against voter registration records — not your party, your precinct, or your voting history.
  • We do not attach your vote answers to your name, email address, street address, or parcel number.
  • We do not use analytics cookies, ad networks, or tracking pixels. If that ever changes, this page changes first.
  • We do not contact you about anything other than the PDF you asked for, unless you explicitly opt in.

How long we keep it

We keep everything entered here for as long as the tool runs. There is no automatic deletion schedule, and we would rather say so plainly than imply one — the value of the summary findings is in comparing answers over the whole period leading up to the vote. If we set a schedule, it will be published here first.

You can still have your own records deleted whenever you want, whatever the schedule says. See Deleting your data below.

Who else handles it

Supabase stores the records. Resend delivers the PDF email. Upstash runs the rate-limiting counter. Cloudflare provides the bot check on the email form. Vercel hosts the site. Each of them processes this data only to run the service for us.

Property data source

Assessed values and parcel information come from the Okaloosa County Property Appraiser's public records. We retrieve that data on your behalf; we do not redistribute their database.

Deleting your data

Email info@saveourhomescalculator.com from the address you used, or send us the report link you were given, and ask us to delete your records. We will confirm when it is done.

One honest limit: because your vote answers are not stored with your name, email address or street address, we cannot find them in order to delete them. That is the trade the anonymity buys — those records cannot be traced back to you by anyone, including by us when you ask. Anything with your email or your address on it, we can find and remove.